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Another day, another company, and another breach.
The latest news is the supposed breach from Chick-Fil-A. I happen to know that the wife and I are frequent customers of Chick-Fil-A, partly for their pretty good food, but their kids play area as well. We go to Chick-Fil-A probably several times a week (This is important, I promise).
We are heading into week two (at least) after a supposed breach, which compromised customer credit cards. We are now looking at another breach where customers cards were compromised, the company will pay a minimal amount, for each of customers affected (if they can even reasonably determine the customers affected). Chick-Fil-A will be yet another company that gets off extremely light in this, their company won’t be impacted negatively (at least beyond a couple weeks, a quarter, at the absolute most). Banks and consumers will be the ones left footing the bill for the cost of this breach. The big question I’m going to ask you (and myself), will this effect my family’s patronage of Chick-Fil-A. From my wife’s prospective, I can definitely tell you, that it will have absolutely no consequences on her spending habit at Chick-Fil-A.
So, you may be asking yourself, what is your point. . .
My point, is that, Chick-Fil-A/Target/Home Depot and countless other companies are going to get their slap on the hand, pay their minimal fines, and will continue day-to-day business without any sort of consequences after losing all our credit card/payment information.
Until regulating bodies, and probably a combination of them, like PCI, banks, OCR (for HIPAA violations), FTC, and other organizations start holding companies responsible for the breaches that occur, they will keep occurring, and the consumer will be the one getting hit.
From the article:
Fast food restaurant chain Chick-Fil-A says it’s working with law enforcement, the payment industry, and security firms to determine whether reports of suspicious activity with payment cards used at some of its restaurants were due to a data breach.
“Chick-Fil-A recently received reports of potential unusual activity involving payment cards used at a few of our restaurants,” the company said in a statement. “We want to assure our customers we are working hard to investigate these events and will share additional facts as we are able to do so.”